Mohammed Araby

Banking Professional | Risk Management | Digital Transformation | Digital Marketing | Economic Researcher

LinkedIn

About

Highly accomplished Banking Professional with over 17 years of expertise in Business Technology, Risk Management, and Digital Transformation, driving significant improvements in financial systems and operational efficiency. Proven leader in implementing complex core banking solutions, ensuring regulatory compliance (Basel, CBE), and mitigating IT risks. Leveraging entrepreneurial experience in digital marketing and e-commerce, I bring strong analytical, strategic planning, and change management skills to high-impact roles.

Work Experience

Brand Manager - Ecommerce and Digital Marketing

MAF LTD

Mar 2018 - Present

Giza, Giza, Egypt

Led comprehensive sales and marketing strategies, brand identity development, and financial operations for a growing e-commerce and digital marketing venture.

  • Developed and executed comprehensive sales and marketing strategies, enhancing brand product visibility and market penetration.
  • Conceptualized and launched a unique brand identity with distinct graphic style and tone, significantly improving communication effectiveness.
  • Managed full financial operations for a growing e-commerce venture, including accounting, audit, and financial reporting.
  • Developed and implemented financial policies, systems, and procedures, coordinating planning and budget processes to optimize resource allocation.
  • Supervised the development and implementation of financial simulation models, analyzing estimates to ensure accurate financial forecasting and performance reporting.

IT Risk Management & Operational Risk Management Team Leader

Export Development Bank of Egypt (EBank)

Mar 2012 - Mar 2018

Cairo, Cairo, EG

Led IT Risk Management initiatives, ensuring compliance with CBE regulations and international standards while enhancing the bank's information security posture.

  • Defined and achieved strategic Information Systems Risk Objectives, enhancing the bank's overall security posture and operational resilience.
  • Conducted regular, comprehensive risk assessments of information systems, networks, and security infrastructure, identifying critical vulnerabilities and recommending robust safeguards.
  • Reviewed and monitored the effectiveness of business continuity and contingency plans, providing strategic recommendations to enhance resilience against discontinuity scenarios.
  • Designed and led regular Risk and Control Self-Assessment (RCSA) workshops, generating actionable findings and evaluations for leadership.
  • Ensured strict adherence of new products and technologies to information security policies and compliance standards, collaborating cross-functionally to resolve security issues.

E-Payment Senior Officer

Export Development Bank of Egypt (EBank)

Jun 2011 - Mar 2012

Cairo, Cairo, EG

Oversaw the implementation and technical support for key e-payment and anti-money laundering systems within the Information Sector.

  • Directed the Information Sector's implementation of the Credit Master Card Project in collaboration with MSCC, ensuring successful system deployment.
  • Provided expert technical support and management for critical anti-money laundering systems (Swift & OFAC - FIRCO), ensuring compliance and operational integrity.
  • Managed and provided comprehensive technical support and training for a suite of critical banking systems, including ATM, Debit/Credit Card management, and Electronic Clearing Cheques (ACH).
  • Oversaw the I-Score data and reporting management, ensuring accurate and timely regulatory submissions.
  • Managed the Electronic Signature Project, enhancing secure digital transactions across the bank's operations.

IT Implementation Team in cooperation with Infosys Finacle Team

Export Development Bank of Egypt (EBank)

Oct 2009 - Jun 2011

Cairo, Cairo, Egypt

Contributed to the data migration and quality assurance for the new Finacle IT Banking System, ensuring seamless integration and compliance.

  • Key member of the Data Migration & Quality Assurance team for the new Finacle IT Banking System Package, ensuring seamless transition and data integrity.
  • Developed and managed interface solutions with critical third parties including CBE, Ministry of Finance, and I-Score, ensuring regulatory data exchange.
  • Facilitated comprehensive knowledge transfer from legacy systems to the Finacle Team, enabling effective customization and parameterization.
  • Contributed to the design and acceptance of the Bank's website, ensuring full compliance with internal policies and banking regulations.
  • Served as a consultant team member, ensuring data accuracy and functionality during the implementation of the new Finacle Core Banking System.

IT Implementation Team in cooperation with TEMENOS T24 Team

Export Development Bank of Egypt (EBank)

Jul 2005 - Oct 2009

Cairo, Cairo, Egypt

Played a pivotal role in the conversion, integration, and migration of the TEMENOS T24 IT Banking System Package.

  • Core team member for the conversion, integration, migration, and gap analysis of the new TEMENOS T24 IT Banking System Package.
  • Conducted in-depth analysis and design for various core banking system modules, including customer accounts, loans, deposits, and clearing cheques.
  • Developed, tested, and delivered all required I-Score project reports to the Central Bank of Egypt (CBE), ensuring 100% regulatory compliance.
  • Managed the migration process to ensure the quality assurance of the TEMENOS T24 Core banking package, maintaining high standards of functionality and data integrity
  • Played a key role in implementing new technologies aligned with the bank's information technology strategy, contributing to system modernization.

Technology & Information Sector – Senior Systems Developer

Export Development Bank of Egypt (EBank)

Jan 2001 - Jul 2005

Cairo, Cairo, Egypt

Led the analysis, design, and programming of new systems, ensuring they met functional requirements and aligned with organizational goals.

  • Developed core banking applications using Oracle Developer 6i, including writing and maintaining PL/SQL programs and designing user interfaces for a wide range of banking operations.

Education

Economics

Faculty of African Postgraduate Studies - Cairo University

Jul 2025

Giza, Giza, Egypt

Courses

  • Thesis: Risk Management and Its Impact on the Performance of the Banking Sector

Economics

Faculty of African Postgraduate Studies - Cairo University

Very Good

Sep 2023 - Jun 2024

Giza, Giza, Egypt

Courses

  • Evaluating the performance of monetary policy in Niger since 2000 (Monetary and Banking Systems and Financial Markets in Africa)
  • Trade exchange and economic blocs in Burundi (Regional Economic Study Course in the African Continent)
  • Cultural globalization and its impact on Chinese-African relations from 1991 to 2019 (African International Relations Course)
  • The Tax System in the Country of Lesotho since 2013 (Public Finance Economics Course)
  • The role of COMESA in intra-regional trade since the establishment of the free trade area, since 2000 (International Organizations in Africa Course)

Economics

Faculty of African Postgraduate Studies - Cairo University

Very Good

Sep 2022 - Jun 2023

Giza, Giza, Egypt

Courses

  • Study on the increase in Food Prices in Egypt - Rice as a Case Study (Critical Thinking)
  • Diamonds Conflicts in Africa (Economic Resource Geography Course in the African Continent)
  • The Role of Entrepreneurship in the Development of Small and Medium-sized Enterprises in South Africa since 2017
  • Analysis of the Economic Structure and Performance of Seychelles since 2013
  • Study of the Foreign Trade Structure of Chad since 2011
  • Israeli Foreign Policy towards Nile Basin Countries since 2011
  • Egyptian Relations with COMESA Countries since 2013

Accountancy

Faculty of Commerce - Cairo University

Good

Sep 1997 - May 2000

Giza, Giza, EG

Courses

  • Bookkeeping on paper accounting ledgers
  • Recording accounting transactions on accounting systems
  • Reviewing commercial records for companies

Computer Sciences

Abbassia Institute

Excellent

Sep 1995 - May 1997

Cairo, Cairo, Egypt

Courses

  • Computer science and programming languages
  • Personal hardware maintenance
  • System and software installation on clients' devices
  • Computer usage and Microsoft Office package instruction
  • Windows systems and accompanying programs instruction

Volunteer

Fundraising Volunteer

Ahel Alkhair

Dec 2023 - Present

Upper Egypt, Upper Egypt, Egypt

Mobilized and distributed essential aid to humanitarian cases in remote, impoverished areas of Upper Egypt.

  • Mobilized financial and in-kind donations, including clothes, winter blankets, and medicines, for humanitarian aid.
  • Distributed collected donations to individuals with medical conditions and those suffering from extreme poverty in remote areas far from Cairo.

Computer Science Instructor

Ahel Alkhair

Jan 2022 - Present

Giza, Giza, Egypt

Provided computer literacy and Microsoft Office skills training to young individuals to enhance their employability.

  • Instructed young people in computer usage and Microsoft Office skills through simplified lessons.
  • Empowered individuals to secure temporary jobs by equipping them with essential computer skills for their educational journey.

Driving Instructor

Ahel Alkhair

May 2018 - Present

Giza, Giza, Egypt

Provided free driving lessons to individuals facing financial barriers, enabling them to obtain licenses and pursue driving careers.

  • Provided driving lessons to those unable to afford driving school expenses, enabling them to obtain licenses.
  • Supported individuals in pursuing driving careers by equipping them with necessary skills.

Support Worker

Ahel Alkhair

Aug 2018 - Sep 2021

Marsa Matrouh, Marsa Matrouh, EG

Assisted in vital infrastructure and resource provision for impoverished families in remote areas.

  • Assisted in completing various crafts in remote areas, including installing water connections and digging wells for groundwater.
  • Provided essential resources such as blankets and clothing to support impoverished families in remote villages.

Animal Rescuer

Animal care

Feb 2015 - Jul 2021

Giza, Giza, EG

Provided care, healthcare, and shelter/adoption facilitation for stray and sick animals.

  • Took care of stray and sick animals, providing essential healthcare and necessary food.
  • Facilitated the adoption of rescued animals into suitable families or placed them in animal shelters.

Literacy Teacher

Ahel Alkhair

Sep 2016 - Nov 2018

Giza, Giza, EG

Provided literacy lessons to older adults, enhancing their Arabic reading and writing skills.

  • Provided literacy lessons to older adults, teaching Arabic language reading and writing.
  • Empowered community members by improving their foundational literacy skills.

Expatriate Assistant

Ahel Alkhair

Jan 2013 - Dec 2014

Giza, Giza, EG

Provided comprehensive material assistance and support to Syrian refugees arriving in the neighborhood.

  • Provided material assistance to Syrian refugees, including meals and assistance in finding vacant apartments.
  • Assisted families in finding suitable vocational jobs and provided reception and assistance at Cairo Airport.

Certificates

Anti Money Laundering

Basel II & Basel III - International Regulatory Framework for Banks

Business Continuity & IT Disaster Recovery

Fundamentals of Digital Transformation Certificate

Ministry of Communications and Information Technology

Oracle 10g: Build JEE Applications

Oracle

Oracle 10g: Java programming

Oracle

Oracle Developer 10g: Build Applications with ADF

Oracle

Web Development Challenger Track

Ministry of Communications and Information Technology

GB Academy Engine Mechanical System Course

GB Academy

GB Academy Vehicle Electrical System Course

GB Academy

Certified Information System Auditor

Risk & Crisis Management

Software Quality Assurance

Payment Card Industry Data Security Standard (PCI DSS)

Skills

Banking & IT Risk Management

  • IT Auditing
  • IT Governance
  • Application Development
  • Conversion
  • Testing
  • Anti Money Laundering (AML)
  • Basel II & Basel III
  • Business Continuity & IT Disaster Recovery
  • Certified Information System Auditor (CISA)
  • Payment Card Industry - Data Security Standards (PCI-DSS)
  • Risk & Crisis Management
  • Software Quality Assurance

Financial Systems

  • Core Banking Systems
  • TEMENOS T24
  • Infosys Finacle
  • Oracle Developer
  • Data Migration
  • Financial Reporting
  • Budgeting
  • Financial Controls

Project Management

  • Project Implementation
  • Team Leadership
  • Process Improvement
  • Cross-functional Collaboration
  • Problem Solving

AI & e-Commerce

  • AI Technology & Automation Agents
  • Google Digital Marketing & Ecommerce
  • Web Design and Development
  • WordPress
  • Shopify
  • Social Media Advertisement

Academic Research & Analysis

  • Economic Research
  • Information Technology Research
  • AI Technology and Automation Research
  • Data Analysis
  • Strategic Planning

Handicrafts & Practical Skills

  • Culinary Arts
  • Carpentry
  • Electrical Maintenance
  • Welding
  • Plumbing
  • Vehicle and Equipment Maintenance
  • Construction Supervision
  • Urban Greening